@charset "UTF-8";@import url(https://fonts.googleapis.com/css2?family=Roboto:wght@500&display=swap);#accordion.feature_list li:before,.analysis_landing_page #socialMediaShareButtonsContainer div:before,.analysis_landing_page .byline span,.analysis_landing_page header,.feature_fade #socialMediaShareButtonsContainer div:before,.feature_fade .byline span,.header-white .img_container:before,.hero-header .image_mask .img_container:before,.insight-landing .feature-insights-cut .small_card:nth-child(-n+5),.insight-landing.hero-header header .image_mask:before,.no-pseudo:after,.no-pseudo:before,.qa_card .card_img_container,.qa_card .card_label,.report-download header,.select2-results li.select2-results__option:first-child,.thankyou header+section.container h1,.video_block .video_label{display:none}#onetrust-consent-sdk button,form.EPiServerForms .Form__MainBody button.FormSubmitButton{padding:.75rem 1.5rem;min-width:180px;font-weight:500!important;line-height:1.3;font-size:1rem;transition:.25s ease-out;transform:scale(1)}.background-spot,.background-spot-small{z-index:-1;display:block;border-radius:50%}:root{--cool-black:#03183c;--global-blue:#00358E;--blueprint:#2165F6;--alternate-white-1:#f5fbe9;--alternate-white-2:#e4fcff;--alternate-white-3:#edf4ff;--purple:#8471FF;--surface:rgba(255,255,255,0.06);--surface-2:rgba(255,255,255,0.10);--text-primary:#03183c;--text-secondary:#475569;--text:rgba(255,255,255,0.90);--muted:rgba(255,255,255,0.70);--faint:rgba(255,255,255,0.55);--card-border:#eef1f6;--border:rgba(255,255,255,0.14);--shadow:0 10px 30px rgba(0,0,0,0.35);--radius:16px;--container:1360px;--nav-strap:99px}body .client_testimonial_container{min-height:250px}.card_img_container span.badge{top:20px;left:0;position:relative;font-weight:700;font-size:10px;line-height:10px;text-transform:uppercase;padding:10px 15px!important;border-radius:0 4px 4px 0;-webkit-border-radius:0 4px 4px 0;-moz-border-radius:0 4px 4px 0;-ms-border-radius:0 4px 4px 0}.background-unset header .img_container,.feature_fade .img_container,.no-parallax .img_container,.strip-header .img_container{background-attachment:unset}@media screen and (min-width:555px){.results_list li h3{padding-right:120px}}nav ul li a:focus,nav ul li a:hover,nav:focus ul li a:focus,nav:hover ul li a:hover,p>a:active,p>a:focus,p>a:hover{text-decoration:underline}.verisk-branding{font-size:14px}.action-blue,.blueprint-background,.btn,.btn_small,.login-btn,.nav-btn,body footer.midnight_background,button,footer.midnight_background{background:#2165f6!important}#accordion.feature_list,.form_container form.EPiServerForms .Form__MainBody section.Form__Element,footer .footer-nav_lower{padding-top:0}.footer-nav_lower img{padding:2rem 0;height:150px;width:auto}footer .social_icon_btn:focus,footer .social_icon_btn:hover{background-color:#fff!important;filter:brightness(85%);transform:scale(.98)}.contact_us_strip_container button.btn_small,.strip-header body .feature_header_container .header_text_container h1,.strip-header header h1,.verisk-blue-background .headline,.verisk-blue-block.insight-link a,.verisk-blue-block.insight-link h2,.video_block .modal_header h3,.white,footer .footer-nav h3{color:#fff!important}.analysis_landing_page h2.sub_header,.header-white .header_text_container h1,.header-white .header_text_container h2,.header-white .header_text_container h3,.small-text,article ol li,body,body h3,body h4,body h5,html,input,p,textarea,ul li{color:#03183c}@media screen and (max-width:660px){.card_label.label{display:none}}.select2-container .select2-selection--single{padding:8px 30px 8px 16px}.select2-results__option{padding:8px 16px!important}.select2-container .select2-selection--single .select2-selection__rendered,.select2-results li.select2-results__option,form.EPiServerForms .Form__MainBody .Form__Element.FormTextbox input,form.EPiServerForms .Form__MainBody .Form__Element.FormTextbox textarea{font-size:.842rem!important;line-height:calc(.842rem + 10px)!important;padding:8px 16px}.select2-results li.select2-results__option{padding:8px 16px}.form_container .select2-container--default .select2-selection--single .select2-selection__rendered{color:#444}.form_container .select2-container--default .select2-selection--single .select2-selection__arrow b{border-color:#444 transparent transparent!important}.form_container .select2-container--default.select2-container--open .select2-selection--single .select2-selection__arrow b{border-color:transparent transparent #444!important}.contact_page .select2-dropdown{border:1px solid #d8d8d8}.contact_page .select2-container--open .select2-dropdown--above,.strip-header.child-page section.subnav_container .subnav{border-bottom:0}.contact_page .select2-container--open .select2-dropdown--below{border-top:0}.analysis_landing_page .byline,form.EPiServerForms .Form__MainBody .Form__Element.FormChoice{margin-bottom:3rem}.EPiServerForms .FormChoice label.FormChoice__Label{font-size:.737rem}form.EPiServerForms .Form__MainBody button.FormSubmitButton{border-radius:25px;-webkit-border-radius:25px;-moz-border-radius:25px;-ms-border-radius:25px;border:none!important}.archive-download button.btn span:after,.arrow-link span{width:21px;margin-left:-21px;margin-top:-2px;vertical-align:middle;padding-top:5px;padding-left:2px;background-color:#2165f6;transform:translateX(27px);transition:transform .25s ease-out}form.EPiServerForms .Form__MainBody .Form__Element.FormParagraphText.Form__Element--NonData .form_privacy_link{font-size:.842rem;font-weight:400}@media screen and (max-width:767px){.form_container .select2-container .select2-selection--single .select2-selection__rendered,.form_container li.select2-results__option{font-size:16px}form.EPiServerForms .Form__MainBody button.FormSubmitButton{margin-bottom:3rem}form.EPiServerForms .Form__MainBody .Form__Element.FormParagraphText.Form__Element--NonData{position:unset}}body form.EPiServerForms .Form__Status .Form__Success__Message{font-style:unset}#onetrust-banner-sdk #onetrust-policy-text{padding-bottom:2rem}#onetrust-consent-sdk #onetrust-pc-sdk #ot-pc-title{font-size:1.375rem!important}#close-pc-btn-handler,#onetrust-pc-sdk .ot-accordion-layout button{background:rgba(0,0,0,0)!important;color:#555!important;font-weight:700!important;transform:unset!important}#onetrust-consent-sdk #close-pc-btn-handler{background-image:url(https://cdn.cookielaw.org/logos/static/ot_close.svg)!important;background-color:rgba(0,0,0,0)!important;background-size:30%!important;background-repeat:no-repeat!important;background-position:center!important}#onetrust-consent-sdk button{background:#2671cb!important;color:#fff!important;border-radius:25px;-webkit-border-radius:25px;-moz-border-radius:25px;-ms-border-radius:25px;border:none!important;will-change:color;box-shadow:none;text-decoration:none!important;text-align:center;max-width:fit-content}#onetrust-consent-sdk #onetrust-pc-sdk h4,.analysis_landing_page .inline_analyst_container h3,.feature_fade .inline_analyst_container h3{font-size:1rem!important}#onetrust-pc-sdk .ot-cat-item p:last-of-type{padding-bottom:1rem}#accept-recommended-btn-handler,#onetrust-accept-btn-handler,.ot-pc-refuse-all-handler,.save-preference-btn-handler.onetrust-close-btn-handler{border-radius:25px!important;-webkit-border-radius:25px!important;-moz-border-radius:25px!important;-ms-border-radius:25px!important}#onetrust-banner-sdk .onetrust-close-btn-handler.ot-close-icon.banner-close-button,#onetrust-consent-sdk #onetrust-pc-btn-handler,#onetrust-pc-btn-handler{background:rgba(0,0,0,0)!important}#onetrust-consent-sdk #onetrust-pc-sdk .ot-btn-container button{width:unset}#onetrust-consent-sdk button,#onetrust-consent-sdk button:focus,#onetrust-consent-sdk button:hover{transform:unset!important;filter:unset!important}#onetrust-banner-sdk #onetrust-accept-btn-handler{border:.1875rem solid #004eaa!important;border-radius:6.25rem!important;background-color:#fff!important;color:#004eaa!important;font-family:Roboto,sans-serif!important}#onetrust-banner-sdk #onetrust-accept-btn-handler:active,#onetrust-banner-sdk #onetrust-accept-btn-handler:hover{background-color:#e6edf7!important}#onetrust-consent-sdk #onetrust-pc-btn-handler,#onetrust-consent-sdk #onetrust-pc-btn-handler.cookie-setting-link{color:#ffc600!important;text-decoration:none}#onetrust-consent-sdk #onetrust-pc-btn-handler.cookie-setting-link:active,#onetrust-consent-sdk #onetrust-pc-btn-handler.cookie-setting-link:hover,#onetrust-consent-sdk #onetrust-pc-btn-handler:active,#onetrust-consent-sdk #onetrust-pc-btn-handler:hover{text-decoration:underline!important}#socialMediaShareButtonsContainer,.modal_content .icon_btn_container,.scroll_arrow,.strip-header.child-page section.nav_section,body .card_label{display:none!important}.grid{display:grid}.grid--50-50{grid-template-columns:1fr 1fr}.grid--33-66{grid-template-columns:1fr 2fr}.grid--66-33{grid-template-columns:2fr 1fr}.grid--25-75{grid-template-columns:1fr 3fr}.grid--75-25{grid-template-columns:3fr 1fr}.grid--33-33-33{grid-template-columns:repeat(3,1fr)}.grid--25-25-25-25{grid-template-columns:repeat(4,1fr)!important}body,html{font-size:1rem}.small-text,a,article ol li,input,p,textarea,ul li{font-family:Roboto,sans-serif;font-size:1.125rem;font-weight:300}.lg-display,.pullquote,blockquote,body .display,body h1{font-family:Martel;font-optical-sizing:auto;font-style:normal;font-variation-settings:"wdth" 100}.blueprint-background p,.dark-blue-background a,.dark-blue-background p,.medium-blue-background a,.medium-blue-background p,.midnight_background a,.midnight_background p,.verisk-blue-background a,.verisk-blue-background p{font-weight:400!important}.large_text,.md-display,.sm-display,body h2,body h3{font-weight:500!important}.lg-display,body .display,body h1{font-weight:500!important;font-size:3.5rem!important;line-height:calc(1rem + 16px);margin-bottom:3.125rem;color:#03183c}.header_text_container h1{margin-bottom:1.5rem!important}.header_text_container h2{font-size:1.375rem!important;font-weight:400!important}.sm-display,body h3{font-size:1.5rem!important}body h4{font-size:1.5rem!important;font-weight:400!important}body h5,time{font-size:1.125rem!important;font-weight:500!important}body h1,body h2,body h3,body h4,body h5,body p{line-height:calc(100% + 10px)!important}body h6,p.sm{line-height:calc(100% + 8px)!important}p.sm{font-size:1rem!important}.headline{margin-bottom:3rem!important;position:relative;color:#01358e!important}.headline.no-pseudo{margin-bottom:2.5rem!important}.headline:after{content:"";height:.25rem;border:none!important;border-radius:.125rem;background-color:#2165f6;width:5.625rem;transition:width .375s cubic-bezier(.34,1.32,.64,1);will-change:width;position:absolute;left:0;right:0;bottom:-1rem}#accordion.feature_list li .list_content a.collapsed:hover,#accordion.feature_list li .list_content a.list_item,#accordion.feature_list li .list_content a.list_item:hover,.alternate_header .nav_strap_link_container a.nav_strap_link:hover,.hero-header .nav_strap_link_container a.nav_strap_link:hover,.strip-header .nav_strap_link_container a.nav_strap_link:hover,a,a:hover{color:#2165f6}.results_list li a h3,a.inline-link:hover,p>a{color:#2165f6;text-decoration:underline}.verisk-blue-background p>a{color:#fff;font-weight:500}.verisk-blue-background p>a:active,.verisk-blue-background p>a:focus,.verisk-blue-background p>a:hover{color:#ffc628;text-decoration:underline}.dark-blue-background a.arrow-link:active,.dark-blue-background a.arrow-link:focus,.dark-blue-background a.arrow-link:hover,.medium-blue-background a.arrow-link:active,.medium-blue-background a.arrow-link:focus,.medium-blue-background a.arrow-link:hover{color:#ffc628!important}.section_title{text-align:left;max-width:1360px;margin-left:auto;margin-right:auto;padding:0 20px}@media only screen and (min-width:991px){.headline.d-lg-block,h5.d-lg-block{display:block!important;visibility:visible!important}}.global-bg,.midnight_background{background:#00358e!important}.analysis_landing_page article .position-sticky h3,.dark-text,.feature_fade article .position-sticky h3{color:#03183c!important}.dark-background{background-color:#03183c!important}.dark-fill{fill:#03183c!important}.gold-background,.gold-background-after:after{background-color:#ffc600!important}.gold-fill{fill:#ffc600}.verisk-blue,.verisk-blue-background .arrow-link span svg{color:#00358e}.verisk-blue-fill{fill:#00358e}.user_logos.midnight_background,.verisk-blue-background{background-color:#00358e}.action-blue-background h3,.action-blue-background h4,.action-blue-background h5,.action-blue-background p,.blueprint-background *,.blueprint-grad-bg *,.dark-blue-background h3,.dark-blue-background h4,.dark-blue-background h5,.dark-blue-background p,.feature_fade .inline_analyst_container h3,.feature_fade .inline_analyst_container h6,.global-bg *,.green-background h3,.green-background h4,.green-background h5,.green-background p,.medium-blue-background h3,.medium-blue-background h4,.medium-blue-background h5,.medium-blue-background p,.pillar-contact form.EPiServerForms>h5,.plum-background h3,.plum-background h4,.plum-background h5,.plum-background p,.red-background h3,.red-background h4,.red-background h5,.red-background p,.verisk-blue-background a.arrow-link,.verisk-blue-background h1,.verisk-blue-background h2,.verisk-blue-background h3,.verisk-blue-background h4,.verisk-blue-background h5,.verisk-blue-background li,.verisk-blue-background p{color:#fff}.action-blue,.blueprint,.btn.btn-secondary,.nav_strap_breadcrumb_container ol li a:focus,.nav_strap_breadcrumb_container ol li a:hover,body .small_card.plum_card:hover .card_text h4{color:#2165f6!important}.action-blue-fill,.blueprint-fill{fill:#2165F6!important}.action-blue-background,.action-blue-background-after:after,.ocean_background,.purple-background,.purple-background-after:after{background-color:#2165f6!important}.medium-blue{color:#004eaa!important}.medium-blue-fill{fill:#004EAA!important}.medium-blue-background,.medium-blue-background-after:after{background-color:#004eaa!important}.dark-blue{color:#002d61!important}.dark-blue-fill{fill:#002d61!important}.dark-blue-background,.dark-blue-background-after:after{background-color:#002d61!important}.orange{color:#fe7f1b!important}.orange-background,.orange-background-after:after{background-color:#fe7f1b!important}.green{color:#2a842d!important}.green-fill{fill:#2a842d!important}.green-background,.green-background-after:after{background-color:#2a842d!important}.green-2{color:#006a35}.green-2-background{background-color:#006a35}.green-2-fill{fill:#006a35}.lake{color:#2ecddc!important}.lake-background,.lake-background-after:after{background-color:#2ecddc!important}.plum{color:#2a067b!important}.plum-background,.plum-background-after:after{background-color:#2a067b!important}.purple-2{color:#5948ad}.purple-2-background{background-color:#5948ad}.purple-2-fill{fill:#5948ad}.red{color:#d33737!important}.red-fill{fill:#d33737!important}.red-background,.red-background-after:after{background-color:#d33737!important}.pale-blue-background,.pale-blue-background-after:after{background-color:#e9f1fa!important}.white-fill{fill:#fff!important}.white-background{background-color:#fff!important}.climate-orange{color:#f16e00}.climate-orange-background{background-color:#f16e00}.climate-orange-fill{fill:#f16e00}.transparent{color:transparent!important}.transparent-background{background-color:transparent!important}.btn,.btn_small,.login-btn,.nav-btn,button{color:#fff!important;border:1px solid #2165f6!important;padding:.75rem 1.5rem;border-radius:25px;-webkit-border-radius:25px;-moz-border-radius:25px;-ms-border-radius:25px;border:none!important;min-width:unset!important;transition:.25s ease-out;will-change:color;font-size:1rem;font-weight:500!important;line-height:1.3;box-shadow:none;text-decoration:none!important;text-align:center;max-width:fit-content;filter:brightness(100%)!important}.btn:focus,.btn:hover,.btn_small:focus,.btn_small:hover,.login-btn:focus,.login-btn:hover,.nav-btn:focus,.nav-btn:hover,button:focus,button:hover{filter:brightness(85%);border:none!important;text-decoration:none!important}a.btn,a.btn:focus,a:focus,a:hover{filter:brightness(100%)!important}.alternate_header .homepage_banner .header_text_container a.btn_small,.btn.btn-reverse,.user_logos.midnight_background .btn{background:#fff!important;color:#2165f6!important}.btn.btn-secondary{background:#ffc628!important}.login-btn,.login-btn:focus,.login-btn:hover{border:1px solid #2165f6!important;min-width:unset;color:#fff!important}.btn.btn-reverse.btn-border{border:1px solid #2165f6!important}.btn.btn-reverse.btn-border:hover{border:1px solid #fff!important}.pillar-contact form.EPiServerForms .Form__MainBody .Form__Element.FormParagraphText.Form__Element--NonData,.report-download section button.Form__Element{width:auto!important}.arrow-link,.inline-link{font-weight:500!important;color:#2165f6;display:inline-flex;align-items:center}.arrow-link span{height:21px;text-align:center;display:inline-block;border-radius:50%}.arrow-link:active,.arrow-link:focus,.arrow-link:hover{color:#2a7de1}.archive-download button.btn:focus span:after,.archive-download button.btn:hover span:after,.arrow-link:focus span,.arrow-link:hover span{transform:translateX(33px)}.arrow-link span img{vertical-align:top;height:11px}.arrow-link span svg{vertical-align:top}.verisk-blue-background a.arrow-link:focus,.verisk-blue-background a.arrow-link:hover{color:#ffc600!important}.verisk-blue-background .arrow-link span{background-color:#ffc600}.logo_container,.logo_container .nav_logo,.mobile_nav .nav_section .portal_link a,.mobile_nav .nav_section .portal_link_flyout a,.search_container,.search_container .search,.search_container .search-close{height:64px!important}.nav_container{min-height:64px!important}body nav ul li{height:64px;-webkit-box-align:center!important;-ms-flex-align:center!important;align-items:center!important;-webkit-box-pack:center!important;-ms-flex-pack:center!important;justify-content:center!important}body nav ul li a{line-height:64px;padding:0 1.5rem}.nav_item .nav_dropdown{top:64px}.nav_dropdown ul li{margin:.5rem 0}.nav_item .nav_dropdown.flyout_dropdown{top:-20px}.nav_strap_breadcrumb_container ol li a,.nav_strap_breadcrumb_container ol li span{font-weight:400}@media (min-width:992px) and (max-width:1190px){.nav_container{padding-right:75px}}.mobile_nav nav .nav_item a:after{height:64px}.mobile_nav .nav_dropdown ul li a{line-height:64px;padding:0 20px}section.subnav_container{z-index:50}nav.subnav{z-index:998}.nav-title h5{margin:0;line-height:90px!important;font-size:1rem}.nav_strap_breadcrumb_container ol li,.nav_strap_breadcrumb_container ol li a{color:#03183c!important;line-height:34px}.alternate_header .nav_strap_link,.hero-header .nav_strap_link,.strip-header .nav_strap_link{color:#03183c;font-weight:400}.image_mask .img_container{background-color:#01358e!important;background-image:unset}header>div>div>.row>div{display:flex;align-items:center}header .feature_header_container .header_text_container{padding:0!important}.hero-header header{height:565px}.hero-header .feature_header_container{height:auto!important;z-index:-1}.hero-header .feature_header_container h1,.hero-header .feature_header_container h2{text-shadow:none;color:#03183c}.hero-header .image_mask,.strip-header .image_mask{mask:none!important;-webkit-mask:none!important}.hero-header .image_mask:before{content:"";height:0;width:25%;padding-bottom:25%;display:block;background:#2165f6;position:absolute;z-index:2;border-radius:50%;left:0;bottom:0;transform:translate(25%,0)}.hero-header .image_mask .img_container{height:744px;width:744px;margin:0;border-radius:50%;left:0;position:relative;background-size:cover!important;background-attachment:unset}.circ-strip-header .feature_header_container>.container,.circ-strip-header .feature_header_container>.image_mask,.hero-header .feature_header_container>.container,.hero-header .feature_header_container>.image_mask{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%;position:relative}.hero-header .feature_header_container{margin:0 auto;max-width:1360px;display:flex;flex-grow:1!important}.alternate_header .nav_strap,.hero-header .nav_strap{background-color:#fff;border-bottom:1px solid #fafafa}.circ-strip-header nav.overlay,.hero-header nav.overlay,.strip-header nav.overlay{background:#fff}.circ-strip-header nav.overlay:hover,.hero-header nav.overlay:focus,.hero-header nav.overlay:hover,.strip-header nav.overlay:focus,.strip-header nav.overlay:hover{box-shadow:0 1px 3px 0 rgb(0 0 0 / 6%),0 2px 3px 0 rgb(0 0 0 / 4%),0 2px 1px -1px rgb(0 0 0 / 10%)}.circ-strip-header nav.overlay .nav_logo,.hero-header nav.overlay .nav_logo,.report-download nav.overlay .nav_logo,.strip-header nav.overlay .nav_logo{background-image:url(/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.svg);background-image:-webkit-image-set(url(/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.png) 1x,url(/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.svg) 2x);background-image:image-set(url(/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.png) 1x,url(/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.svg) 2x)}.circ-strip-header .nav_container ul li a,.hero-header .nav_container ul li a,.strip-header .nav_container ul li a{color:#002d61}.circ-strip-header nav .search_container .search:before,.hero-header nav .search_container .search:before,.strip-header nav .search_container .search:before{background-image:url(/Maplecroft/Assets/Images/Icons/search_midnight.svg)}@media only screen and (min-width:768px){.hero-header .feature_header_container>.container,.hero-header .feature_header_container>.image_mask{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.hero-header .feature_header_container>.image_mask{display:flex;align-items:flex-end;max-height:565px;max-width:unset}.strip-header .feature_header_container{height:420px}}@media only screen and (max-width:768px){.hero-header header{overflow:hidden}.hero-header .feature_header_container{display:inline-block;width:100%;overflow:hidden;height:100%}.hero-header .feature_header_container .header_text_container{margin-top:12rem}.hero-header .feature_header_container>.image_mask{display:inline-block;overflow:hidden;width:120%;max-width:unset;max-height:300px}.hero-header .image_mask:before{height:0;min-height:1px;padding-bottom:30%;width:30%;bottom:auto;top:0;right:0;left:auto;transform:translate(0)}.hero-header .image_mask .img_container{bottom:unset;left:-10vw;height:120vw!important;width:120vw!important;max-width:unset}.hero-header section.subnav_container .subnav ul li{-webkit-box-align:left!important;-ms-flex-align:left!important;align-items:left!important;-webkit-box-pack:left!important;-ms-flex-pack:left!important;justify-content:left!important}.hero-header section.subnav_container .subnav ul li .btn{margin-left:0}}@media only screen and (max-width:1528px){.hero-header header{height:auto}.hero-header .image_mask .img_container{height:calc(50vw - 20px);width:calc(50vw - 20px)}}.circ-strip-header header,img,video{height:auto}.strip-header.child-page section.subnav_container{position:absolute;top:35px;width:100%;background:#fff}.strip-header header{margin-top:64px}.circ-strip-header .feature_header_container h1,.circ-strip-header .feature_header_container h2,.strip-header .feature_header_container h1,.strip-header .feature_header_container h2{text-shadow:none}.strip-header .feature_header_container>.image_mask{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.strip-header .feature_header_container>.image_mask .img_container:before{background:linear-gradient(35deg,#002d61,transparent 75%);height:100%}.strip-header .feature_header_container{margin:0 auto;display:flex;flex-grow:1!important}.strip-header .feature_header_container .header_text_container{max-width:60%}@media only screen and (max-width:991px){.strip-header.child-page section.nav_section{display:flex!important;top:0}.strip-header.child-page header{margin-top:128px}}.header-white .image_mask .img_container{background-color:unset!important;background-attachment:unset!important}.circ-strip-header .image_mask{mask:none!important;-webkit-mask:none!important;z-index:unset}.pillar-contact form.EPiServerForms::before,.report-download .graphicMotif{left:-20%;top:-40%;max-height:950px;z-index:0;height:100%;position:absolute}.circ-strip-header .feature_header_container{margin:0 auto;background-color:#01358e;display:flex;flex-grow:1!important}.circ-strip-header .img_container:before{content:url(https://www.maplecroft.com/siteassets/images/design-assets/circ_header.svg);height:auto;width:auto;background:unset}.archive-download ul{padding-left:20px}.archive-download ul li{font-size:.842rem;line-height:1.474rem}.archive-download button.btn{padding:0;background-color:transparent!important;border:0!important;color:#03183c!important;font-size:1rem;border-radius:0;min-width:unset}.archive-download button.btn:focus,.archive-download button.btn:hover{color:#2165f6!important;filter:brightness(100%);transform:scale(1)}.archive-download button.btn span,.feature_fade .title .byline span{font-weight:500}.archive-download button.btn span:after{content:"";height:21px;text-align:center;display:inline-block;border-radius:50%;background-image:url("https://www.maplecroft.com/siteassets/images/icons/arrow_icon_white.svg");background-repeat:no-repeat;background-position:center;background-size:7px 11px}.archive-download button.btn span.if-not-collapsed:after{transform:translateX(27px) rotate(90deg)}.archive-download button.btn:focus span.if-not-collapsed:after,.archive-download button.btn:hover span.if-not-collapsed:after{transform:translateX(33px) rotate(90deg)}.background-spot{background:#00358e;height:calc(100% + 15rem);position:absolute;top:-2rem;left:55vw;width:auto}.background-spot-small{height:calc(25% + 7.5rem);background:#2165f6;position:absolute;top:-7rem;bottom:0;left:50vw}.archive-download img{box-shadow:0 0 18px rgb(0 0 0 / 20%)}.subnav_intro{padding-top:4.211rem}@media only screen and (min-width:1200px){.archive-download .col-sm-4{-webkit-box-flex:0!important;-ms-flex:0 0 20%!important;flex:0 0 20%!important;max-width:20%!important}.archive-download .col-sm-4 img{box-shadow:0 0 18px rgb(0 0 0 / 20%)}.archive-download .col-sm-8{-webkit-box-flex:0!important;-ms-flex:0 0 80%!important;flex:0 0 80%!important;max-width:80%!important;padding-top:1rem}}@media only screen and (max-width:1000px){.background-spot,.background-spot-small{display:none}}@media only screen and (max-width:575px){.archive-download .col-sm-4{-ms-flex-order:unset;order:unset}img.fullwidth_img{max-width:250px;margin-bottom:2rem}}#embedform .select2-selection{border:1px solid #d8d8d8;border-radius:4px;-webkit-border-radius:4px;-moz-border-radius:4px;-ms-border-radius:4px}#embedform .select2-selection,.archive-download .select2-selection,.select2-container .select2-results__option{padding:10px}.select2-container .select2-results__option{border-bottom:1px solid #d8d8d8}#embedform .select2-selection__rendered,.archive-download .select2-selection__rendered,.select2-container .select2-results__option{font-size:.7368rem!important;line-height:1.158rem!important;color:#03183c!important}#embedform .select2-container--default .select2-selection--single .select2-selection__arrow b,.archive-download .select2-container--default .select2-selection--single .select2-selection__arrow b{border-color:#d8d8d8 transparent transparent!important}.select2-container .select2-dropdown{border:1px solid #d8d8d8;box-shadow:0 0 18px rgb(0 0 0 / 15%)}.pillar-contact form.EPiServerForms,.report-download #embedform{display:flex;background-color:rgba(255,255,255,.9);border-radius:8px;box-shadow:0 1px 3px 0 rgb(0 0 0 / 6%),0 2px 3px 0 rgb(0 0 0 / 4%),0 2px 1px -1px rgb(0 0 0 / 10%);overflow:hidden}#embedform .FormSubmitButton,.archive-download .FormSubmitButton{margin-top:3rem!important}.archive-download .FormChoice{display:inline-block}.form-container form.EPiServerForms .Form__MainBody .Form__Element.FormParagraphText.Form__Element--NonData{bottom:0!important}.pillar-contact div section.form_container,section.form_container{padding-top:3rem}.pillar-contact form.EPiServerForms{padding:3rem}.analysis_landing_page .subnav_container,.analysis_landing_page body .nav_strap,.feature_fade .nav_strap,.feature_fade .subnav_container,.report-download #container .nav_strap,body .small_card{background-color:#fff}.pillar-contact form.EPiServerForms::before{background:#00358e;display:block;max-width:none;border-radius:50%;content:url(data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7);width:950px}.pillar-contact form.EPiServerForms::after{content:"";position:absolute;left:-50px;bottom:0;height:75%;width:50%;background-repeat:no-repeat;background-position:bottom center;background-size:115%}.pillar-contact form.EPiServerForms>.Form__MainBody,.pillar-contact form.EPiServerForms>h5{width:50%;z-index:1;padding:3rem}.analysis_landing_page article>div,.dynamic-graphic-1,.dynamic-graphic-2,.dynamic-graphic-3,.dynamic-graphic-5,.feature_fade article>div,.pillar-contact form.EPiServerForms>.Form__MainBody,footer{position:relative}.pillar-contact .Form__Title{font-size:3.125rem!important;font-weight:500!important;margin-bottom:3.125rem!important}.pillar-contact .FormChoice label,.pillar-contact form.EPiServerForms .Form__MainBody .Form__Element.FormParagraphText.Form__Element--NonData p{font-size:.875rem;font-weight:500}.report-download .form_embed>.container,.report-download.form_embed>.container{overflow:visible}.report-download .form_embed{padding-bottom:0}.report-download #embedform iframe,.report-download .form_description{width:50%;min-width:50%}.report-download #embedform .form_description{padding:80px 40px 40px 80px;min-height:1200px!important;position:relative}.report-download .form_description div{position:relative;top:250px}.form_description p,.report-download .form_description h3{color:#fff;padding-right:40px}.report-download .form_description img{width:100%;max-width:300px;box-shadow:0 0 18px rgb(0 0 0 / 20%)}.report-download .form_description img.screen{width:100%;max-width:unset;box-shadow:none}.report-download #embedform{padding:0}.frame,.lg-frame{background-color:rgba(255,255,255,.9);-webkit-box-shadow:8px 8px 0 rgba(210,210,210,.1)}.report-download.dark #embedform{background-color:rgba(0,53,142,.9)}.report-download #embedform iframe{padding:60px;min-height:100%;border-radius:0 8px 8px 0;z-index:1}.report-download .form_embed>.container>.row{padding:40px}.report-download section.form_container{padding:0}.report-download section .Form__Element{width:100%!important;margin-right:0!important;margin-left:0!important}.report-download .graphicMotif>img{background:#00358e;width:auto;height:100%;display:block;max-width:none;border-radius:50%}.report-download.dark .graphicMotif>img{background:#2165f6}.report-download .form_container form.EPiServerForms .Form__MainBody .Form__Element{clear:both;float:none}@media only screen and (max-width:640px){.report-download #embedform .image_container{padding-top:0}}.results_list li a:focus h3,.results_list li a:hover h3{filter:brightness(90%)}.results_list .btn_small{min-width:unset}.qa_card .card_img_container{height:470px!important}.insight-landing .feature-insights-four .small_card:first-child .card_text h4.medium_text,.qa_card h3.large_text{font-size:2.25rem!important}.qa_card .list_content a{font-size:1.125rem!important}.alternate_header .homepage_banner .img_container:before{background:linear-gradient(270deg,rgba(0,53,142,0),rgba(0,53,142,0) 20%,rgba(0,53,142,.8) 70%,#00358e 95%)}.alternate_header .feature_strip_container{background:#00358e}.alternate_header .feature_strip_card .card_text{float:unset}@media screen and (min-width:992px){.alternate_header .homepage_banner{margin-top:64px}.alternate_header .feature_strip_container{background:rgba(0,53,142,.85);border-radius:12px;-webkit-border-radius:12px;-moz-border-radius:12px;-ms-border-radius:12px}}.background-1:before,.hero-header-wave header:before{background-image:url(https://www.maplecroft.com/siteassets/images/solutions/data-wave.svg);background-size:100% auto;display:block;z-index:-3}.user_logos .user_logo_container:before{background:linear-gradient(270deg,rgba(0,53,142,0) 0,#00358e)}.user_logos .user_logo_container:after{background:linear-gradient(90deg,rgba(0,53,142,0) 0,#00358e)}@media screen and (max-width:992px){.mobile_nav a.login-btn{margin-left:0;padding:.75rem 1.5rem;min-width:180px}.nav_dropdown ul li{margin:0}nav .menu:before{background-image:url(/Maplecroft/Assets/Images/Icons/menu_midnight.svg)!important}section.top-shift:after,section.top-shift:before{top:0!important}}.overflow-hidden{overflow:hidden}.no-z-index{z-index:unset!important}.z-index-2{z-index:2!important}.z-index-1{z-index:1!important}.z-index-0{z-index:0!important}.z-index--1{z-index:-1!important}.z-index--2{z-index:-2!important}.z-index--5{z-index:-5!important}.media-page .ticker-wrap{background-color:#2165f6}.ticker-wrap .ticker .ticker__item a:hover,footer .footer-nav a:focus,footer .footer-nav a:hover{color:#fff;text-decoration:underline}.media-page .ticker-outer:before{background:linear-gradient(270deg,rgba(57,32,128,0) 0,#2165f6)}.media-page .ticker-outer:after{background:linear-gradient(90deg,rgba(57,32,128,0) 0,#2165f6)}.br-lg{border-radius:12px}.br-sm,.frame{border-radius:8px}.container,.verisk_style .container,.verisk_style .container-fluid{max-width:1360px}.verisk_style .story_column{max-width:1360px!important}body .container,body .container-fluid{padding-left:1.5rem;padding-right:1.5rem}.figure-sub{padding-left:1.5rem}li.nav_item.submenu_flyout:hover:before{margin-top:-10px!important}.modal_content .figure-sub{color:#fff;font-weight:400}svg.icon{height:40px;width:auto}.frame{border:1px solid #f0f0f0;box-shadow:8px 8px 0 rgba(210,210,210,.1)}.lg-frame{border-radius:12px;border:1px solid #f0f0f0;box-shadow:8px 8px 0 rgba(210,210,210,.1)}.report-cover{width:100%;max-width:250px}.background-1{z-index:0}.background-1:before{content:unset;background-repeat:no-repeat;width:100%;height:100vh;position:absolute;top:0}@media screen and (min-width:767px){.background-1:before{content:""!important}}.top-shift:after,.top-shift:before{top:-25rem!important}.bottom-shift:after,.bottom-shift:before{top:70%!important}.header-shift:before{top:-4rem!important}.background-shift--60:after,.background-shift--60:before{top:-60%!important}.background-shift--50:after,.background-shift--50:before{top:-50%!important}.background-shift--40:after,.background-shift--40:before{top:-40%!important}.background-shift--30:after,.background-shift--30:before{top:-30%!important}.background-shift--20:after,.background-shift--20:before{top:-20%!important}.background-shift-20:after,.background-shift-20:before{top:20%!important}.background-shift-30:after,.background-shift-30:before{top:30%!important}.left-fade-70:after,.left-fade-dark-70:after,.left-fade:after,.right-fade-70:after,.right-fade-dark-70:after,.right-fade-dark:after,.right-fade:after{top:0;z-index:-2;height:100vh;width:100%;opacity:.95;content:"";position:absolute}.left-fade-70:after{background:linear-gradient(90deg,#fff 62%,transparent 85%)}.right-fade:after{background:linear-gradient(-90deg,#fff 45%,transparent 80%)}.right-fade-70:after{background:linear-gradient(-90deg,#fff 62%,transparent 85%)}.left-fade:after{background:linear-gradient(90deg,#fff 45%,transparent 80%)}.right-fade-dark:after{background:linear-gradient(-90deg,#00358e 45%,transparent 80%)}.right-fade-dark-70:after{background:linear-gradient(-90deg,#00358e 62%,transparent 85%)}.left-fade-dark-70:after{background:linear-gradient(90deg,#00358e 62%,transparent 85%)}.background-flip:before,.trans-x{-webkit-transform:scaleX(-1);transform:scaleX(-1)}.trans-y{-webkit-transform:scaleY(-1);transform:scaleY(-1)}.trans-x-y-pseudo:before{-webkit-transform:scaleX(-1) scaleY(-1);transform:scaleX(-1) scaleY(-1)}.fade-left-container{width:100vw;position:absolute;top:-35rem;z-index:0;-webkit-transform:scaleX(-1);transform:scaleX(-1);left:calc(50% - 50vw)}.fade-left-container:before{content:"";background:linear-gradient(-90deg,#00358e 62%,transparent 85%);height:100vh;width:100%;position:absolute;top:0;opacity:.95;z-index:0}.lg-background-motif{border-radius:50%;position:absolute;height:45rem;width:45rem;top:0;z-index:-1}.lg-background-motif.right{right:-66.666%}.lg-background-motif.left{left:-66.666%}.hero-header-wave header:before{content:"";background-repeat:no-repeat;width:100%;height:100vh;position:absolute;top:-20%;-webkit-transform:scaleX(-1);transform:scaleX(-1)}.hero-header-wave header:after{content:"";background:linear-gradient(90deg,#fff 35%,transparent 65%);height:100vh;width:100%;position:absolute;top:-130px;opacity:.95;z-index:-2}@media only screen and (min-width:2000px){.background-shift-xlg--40:after,.background-shift-xlg--40:before,.hero-header-wave header:after,.hero-header-wave header:before{top:-40%!important}.background-shift-xlg--30:after,.background-shift-xlg--30:before{top:-30%!important}.background-shift-xlg--20:after,.background-shift-xlg--20:before{top:-20%!important}.background-shift-xlg--10:after,.background-shift-xlg--10:before{top:-10%!important}}.sub .header_text_container{display:flex;flex-direction:column-reverse}.sub .header_text_container h2{margin-bottom:0!important}body .small_card{padding:2rem!important;height:530px;border-radius:8px;transition:.3s;-webkit-transition:.3s;-moz-transition:.3s;-ms-transition:.3s;-o-transition:.3s;-webkit-box-shadow:8px 8px 0 rgba(210,210,210,.1);box-shadow:8px 8px 0 rgba(210,210,210,.1)}body .small_card:hover{-webkit-transform:translateY(-4px);-webkit-box-shadow:12px 12px 0 rgba(210,210,210,.06);box-shadow:12px 12px 0 rgba(210,210,210,.06)}body .small_card:hover .card_text h4.medium_text{text-decoration:underline;transition:.3s;-webkit-transition:.3s;-moz-transition:.3s;-ms-transition:.3s;-o-transition:.3s;color:#2165f6!important}body .card_img_container{height:212px;border-radius:8px}body .card_img_container a:hover{filter:brightness(100%)}body .small_card .card_text{padding:3rem 0 0;display:flex;flex-direction:column-reverse;height:unset}.feature_fade .title .byline,body .small_card .card_text a{margin-bottom:0}body .small_card .card_text h4.medium_text{font-size:1.375rem!important;font-weight:500!important;color:#3f3f3f!important;line-height:calc(1rem + 10px);margin-bottom:1.5rem;-webkit-line-clamp:4}body .small_card.plum_card .card_text h4.medium_text{-webkit-line-clamp:3}@media only screen and (max-width:576px){body .small_card{height:470px}}.insight-landing.hero-header header{height:350px}.insight-landing.hero-header header .image_mask{max-height:390px}.sub.insight-landing .header_text_container h2{font-size:1.125rem!important;color:#03183c}.insight-landing .insights-container{position:relative;top:-100px;margin-bottom:-100px}.feature-insights.mixed .small_card:nth-child(2),.feature-insights.mixed .small_card:nth-child(3){width:calc(66.66666% - 40px);height:245px;display:flex;flex-direction:row-reverse;align-items:center}.feature-insights.mixed .small_card:nth-child(2) .card_img_container,.feature-insights.mixed .small_card:nth-child(3) .card_img_container{height:100%;width:33.33333%}.feature-insights.mixed .small_card:nth-child(2) .card_text,.feature-insights.mixed .small_card:nth-child(3) .card_text{width:66.666%;padding-top:0;padding-right:1.5rem}.feature-insights.mixed .small_card:nth-child(4){position:relative;top:-285px;margin-bottom:-285px}.insight-landing .feature-insights-cut .small_card,.insight-landing .feature-insights-four .small_card{width:calc(25% - 40px)}.insight-landing .feature-insights-four .small_card .card_img_container{height:148px}.insight-landing .feature-insights-four .small_card:first-child{height:460px;width:100%;padding:3rem!important;display:flex;flex-direction:row-reverse;align-items:center}.insight-landing .feature-insights-four .small_card:first-child .card_text{height:unset;padding-right:1.5rem;padding-top:0}.insight-landing .feature-insights-four .small_card:first-child .card_img_container{margin-left:1.5rem;height:100%}.insight-landing .feature-insights-four .small_card:first-child .card_img_container,.insight-landing .feature-insights-four .small_card:first-child .card_text,.video_block .large_card .card_img_container,.video_block .large_card .card_text{width:50%}.insight-landing .feature-insights-four .small_card:first-child .card_text time{font-size:1.375rem}body .feature_strip_card .card_img_container{height:90px}.video_block .large_card{max-width:unset}.video_block .large_card:hover{box-shadow:unset}.video_block .large_card h2{font-size:3.125rem!important;font-weight:500!important;margin-bottom:0!important}.video_block .large_card .card_img_container{height:420px}.large_card.qa_card,.large_card.qa_card .card_text,.video_block .large_card .card_img_container .card_img{background-color:unset}.video_block .large_card .card_text{display:inline-flex;padding:0 3rem 0 0;flex-direction:column;justify-content:center;min-height:100%}.video_block .large_card .card_text .videoBtn.btn_small{margin:0;width:max-content;text-align:center}@media only screen and (min-width:768px){.feature_header_container{height:500px}.circ-strip-header .feature_header_container>.container,.circ-strip-header .feature_header_container>.image_mask{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.circ-strip-header .feature_header_container>.container{max-width:700px;margin-right:0!important}.insight-landing .feature-insights .small_card:first-child{height:460px;width:100%;padding:3rem!important;display:flex;flex-direction:row-reverse;align-items:center}.insight-landing .feature-insights .small_card:first-child .card_text{height:unset;padding-right:1.5rem;padding-top:0}.insight-landing .feature-insights .small_card:first-child .card_img_container{margin-left:1.5rem;height:100%}.insight-landing .feature-insights .small_card:first-child .card_text,.insight-landing .small_card:first-child .card_img_container{width:50%}.insight-landing .feature-insights .small_card:first-child .card_text h4.medium_text{font-size:2.25rem!important}.insight-landing .feature-insights .small_card:first-child .card_text time{font-size:1.375rem}.video_block .large_card{padding:3rem}}@media only screen and (max-width:600px){.cta a,.cta a.skeleton{display:block;margin-left:0!important;margin-right:0!important}.video_block .large_card .card_img_container{height:250px}.video_block .large_card .card_text{height:unset}}#main-nav.scrolled,#main-nav.shadow,.large_card.quote_card{position:unset}.large_card.qa_card .card_text{height:unset;width:100%!important;padding:0 20px!important}.qa_card h3.large_text{margin-bottom:3rem!important}.large_card.qa_card .keyline{z-index:1;position:relative}.analysis_landing_page .story_column,.feature_fade .story_column,.large_card.qa_card .story_column,.large_card.quote_card.qa_card{max-width:unset!important}#accordion.feature_list li{border-left:0;padding-left:0;padding-bottom:0}#accordion.feature_list li .list_content{display:flex;flex-direction:column;top:unset;border-bottom:1px solid #d8d8d8}#accordion.feature_list li .list_content a.list_item{display:inline-flex;font-size:1.375rem!important;font-weight:400;width:100%;padding:2rem 4rem 2rem 2rem;margin-bottom:0}#accordion.feature_list li .list_content a.collapsed,#accordion.feature_list li .list_content a.list_item{color:#3f3f3f}#accordion.feature_list li .list_content a.list_item:after{content:"";position:absolute;right:2rem;width:18px;height:11px;margin-top:.375rem;transform:rotate(180deg);background-image:url(/siteassets/images/icons/arrow.svg);background-size:contain;background-repeat:no-repeat;-webkit-transition:.3s;-moz-transition:.3s;-ms-transition:.3s;-o-transition:.3s}#accordion.feature_list li .list_content a.collapsed:after{transform:rotate(0)}#accordion.feature_list li .list_content a.collapsed:hover:after,#accordion.feature_list li .list_content a.list_item:hover:after{background-image:url(/siteassets/images/icons/arrow-action-blue.svg);background-size:contain;background-repeat:no-repeat}.list_content>div{padding-left:2rem;padding-right:2rem}.analysis_landing_page h2.sub_header,.feature_fade h2.sub_header{font-size:1.5rem!important;font-weight:400!important;margin-bottom:2rem!important}.analysis_landing_page .byline,.feature_fade .byline{margin-top:0;display:inline-flex;float:left}.analysis_landing_page .byline time,.feature_fade .byline time{font-size:1rem;font-weight:400;display:block;margin-bottom:0}.analysis_landing_page article>.container.story_column:last-of-type,.feature_fade article>.container.story_column:last-of-type{flex-wrap:wrap;display:flex}.analysis_landing_page .author,.feature_fade .author{margin-right:3rem;margin-bottom:1.5rem}.feature_fade .inline_analyst_container{white-space:nowrap}.analysis_landing_page .inline_analyst_container h6,.feature_fade .inline_analyst_container h6{font-size:.875rem;font-weight:400}.analysis_landing_page .inline_analyst_container h3,.analysis_landing_page .inline_analyst_container h6,.feature_fade .inline_analyst_container h3,.feature_fade .inline_analyst_container h6{display:table-caption;flex-flow:column;text-align:left;padding-bottom:0;width:max-content}.analysis_landing_page .analyst_btn,.feature_fade .analyst_btn{margin:0 1rem 0 0;float:left;height:60px;width:60px;background-size:60px 60px;background-color:#fff}.analysis_landing_page article,.feature_fade article{max-width:1360px;margin:0 auto}.analysis_landing_page article.content .story_column img,.feature_fade article.content .story_column img{margin-left:unset;width:100%;padding:0;border-radius:8px;overflow:hidden}.analysis_landing_page #socialMediaShareButtonsContainer,.feature_fade #socialMediaShareButtonsContainer{padding:0;display:inline-flex;float:right;text-align:left}.feature_fade .title h1{margin-bottom:2rem!important;color:#fff!important}.feature_fade header{display:flex;flex-direction:column;justify-content:center;position:absolute;top:99px;left:0;width:100%;max-height:550px;padding-bottom:110px}.feature_fade .title{max-width:1360px;margin:0 auto;position:unset;top:unset;left:unset;transform:unset}.feature_fade .title h1,.feature_fade .title h2.sub_header,.feature_fade .title h6{text-shadow:1px 1px rgba(0,53,142,.2)}.feature_fade .title .text_center{text-align:left;width:66.6666%}.feature_fade .img_container.feature_img:before{top:0;background:linear-gradient(90deg,#00358e,transparent 90%);height:100%;width:100%}.feature_fade article{padding-top:694px;margin-bottom:5rem}.feature_fade article>.container.story_column:last-of-type{position:absolute;z-index:1;top:539px;width:auto}.analysis_landing_page article{padding-top:96px}.analysis_landing_page article>div.container:first-of-type .text_center{text-align:left}@media only screen and (max-width:1360px){.feature_fade article>.container.story_column:last-of-type{position:unset;z-index:1;top:unset;width:auto}.feature_fade .inline_analyst_container h3,.feature_fade .inline_analyst_container h6{color:#03183c}}@media only screen and (min-width:992px){.hero-header .image_mask .img_container{background-position:bottom;background-size:auto 501px!important}iframe{width:100%}.report-download section.nav_section{display:none!important}.report-download .graphicMotif.no-image{top:-15%}.analysis_landing_page article>div>div section,.feature_fade article>div>div section{-webkit-box-flex:0;-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%;display:inline-flex}article .infographic{max-width:66.666667%!important}.analysis_landing_page article>div>div section.sticky-container,.feature_fade article>div>div section.sticky-container{-webkit-box-flex:0;-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%;min-width:33.333333%;position:absolute;top:0;right:0;height:100%}.analysis_landing_page article>.container.story_column:last-of-type,.analysis_landing_page article>div.container:first-of-type{-webkit-box-flex:0;-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%!important;display:inline-flex}.analysis_landing_page article>div.container:first-of-type{flex-direction:column}.analysis_landing_page .author:nth-child(n+5),.feature_fade .author:nth-child(n+5){display:none}}.analysis_landing_page article .position-sticky,.feature_fade article .position-sticky{top:112px;padding-bottom:2.895rem}.analysis_landing_page article .position-sticky .pale-blue-background>div>div,.feature_fade article .position-sticky .pale-blue-background>div>div{height:50px;width:50px;min-width:50px;border-radius:50%}.analysis_landing_page article .sticky-container a,.feature_fade article .sticky-container a{font-size:1rem;font-weight:500;text-decoration:underline}.analysis_landing_page .sticky-container a:focus,.analysis_landing_page .sticky-container a:hover,.feature_fade .sticky-container a:hover,.feature_fade article .sticky-container a:focus{text-decoration:none}.analysis_landing_page article .sticky-container h2+div,.feature_fade article .sticky-container h2+div{padding-top:1rem}.css{padding:0!important;display:none!important}@media only screen and (max-width:768px){.strip-header .feature_header_container .header_text_container{max-width:unset}div>section.sidekick .justify-content-end>div{padding-left:0!important}.hero-header .subnav_intro{padding-top:0}.img_container{background-size:inherit!important}.hero-header-wave header:after,.hero-header-wave header:before{content:unset}.video_block .large_card .card_img_container,.video_block .large_card .card_text{width:100%}.video_block .large_card .card_text{min-height:auto;padding:3rem 0 0}.analysis_landing_page article .position-sticky,.feature_fade article .position-sticky,.position-sticky{padding-bottom:8rem;padding-top:3rem}nav.overlay .nav_logo{background-image:image-set(url(https://www.maplecroft.com/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.png) 1x,url(https://www.maplecroft.com/siteassets/images/_code-dependent/_logos/_verisk_maplecroft_logo.svg) 2x)}.feature_fade .intro-effect-fadeout .search_container .search:before,nav.overlay .search_container .search:before{background-image:url(https://www.maplecroft.com/Maplecroft/Assets/Images/Icons/search_midnight.svg)}.analysis_landing_page .nav_section,.feature_fade .nav_section{background:#fff}}.pb-md,.py-md{padding-bottom:5rem!important}.pt-md,.py-md{padding-top:5rem!important}.card-stripe-container,.dynamic-graphic-1:before,.dynamic-graphic-2:before,.dynamic-graphic-3:before,.dynamic-graphic-5:before{background-repeat:no-repeat}.report{max-width:400px}.box-shadow,.shadow{-webkit-box-shadow:8px 8px 0 rgba(210,210,210,.1);box-shadow:8px 8px 0 rgba(210,210,210,.1)}@media only screen and (max-width:992px){.lg-display,body h1{font-size:2.625rem!important;line-height:calc(100% + 8px)!important}.report-download .form_embed>.container>.row{padding:20px}.report-download #embedform{display:inline-block;padding-bottom:40px}.report-download #embedform .form_container,.report-download .form_description{width:100%;min-width:100%}.report-download .nav-title{transition:.3s;-webkit-transition:.3s;-moz-transition:.3s;-ms-transition:.3s;-o-transition:.3s}.report-download .form_description{background-image:none;padding:40px;min-height:unset}.report-download .form_description p{margin-bottom:0}.report-download .form_description img{display:none}.report-download #embedform iframe{padding:40px;width:100%}.report-download .subnav_container{padding-top:128px!important}.report-download .graphicMotif{left:-30%;top:-620px;height:900px}.subnav_container{padding-top:70px}.subnav_container nav ul{margin:0}.report-download #embedform .form_description{min-height:unset!important;background-color:#01358e}.lg-background-motif,.lg-background-spot,.no-mobile{display:none!important}.author{width:100%}.feature_fade .title h1{font-size:2rem!important}.feature_fade .title .text_center{width:80%}.analysis_landing_page .author,.feature_fade .author{margin-right:0}}*,:after,:before{-webkit-box-sizing:border-box;box-sizing:border-box;border-color:theme("borderColor.DEFAULT",currentColor);border-style:solid;border-width:0}img,video{max-width:100%}.card-stripe-container.columns-two .score-stripe{--column-count:2}.card-stripe-container.columns-three .score-stripe{--column-count:3}.card-stripe-container.columns-four .score-stripe{--column-count:4}.card-stripe-container.columns-five .score-stripe{--column-count:5}.card-stripe-container.columns-six .score-stripe{--column-count:6}.card-stripe-container.columns-seven .score-stripe{--column-count:7}.card-stripe-container.columns-eight .score-stripe{--column-count:8}.card-stripe-container.columns-nine .score-stripe{--column-count:9}.card-stripe-container.columns-ten .score-stripe{--column-count:10}.card-stripe-container.columns-eleven .score-stripe{--column-count:11}.card-stripe-container.columns-twelve .score-stripe{--column-count:12}.card-stripe-container.our-statistics-stripe{background-position:center}.card-stripe-container .score-stripe .stripe-card-column{display:-webkit-box;display:-ms-flexbox;display:flex}@media (width >= 48rem) and (width <= 64rem){.card-stripe-container .score-stripe .stripe-card-column{width:calc((100% - 2.5rem)/ 2)}}@media (width > 64rem) and (width < 75rem){.card-stripe-container .score-stripe .stripe-card-column{width:calc((100% - 5rem)/ 3)}.card-stripe-container.columns-two .score-stripe .stripe-card-column{width:calc((100% - 2.5rem)/ 2)}}.score-stripe .stripe-card-column .score-card.lollipop .image-wrapper+.caption{-webkit-box-align:center;-ms-flex-align:center;align-items:center;-ms-flex-item-align:stretch;align-self:stretch;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;width:100%}.score-stripe .stripe-card-column .score-card.lollipop.primary-global-blue,.score-stripe .stripe-card-column .score-card.lollipop.primary-radical-blue,.score-stripe .stripe-card-column .score-card.lollipop.secondary-gold,.score-stripe .stripe-card-column .score-card.lollipop.secondary-green,.score-stripe .stripe-card-column .score-card.lollipop.secondary-red,.score-stripe .stripe-card-column .score-card.lollipop.secondary-teal{width:100%;max-width:none}.score-stripe .container .content-area{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-flow:wrap;flex-flow:wrap;gap:2.5rem}.justify-center{-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center}.score-card.center .image-wrapper{margin:0 auto}.self-center .w-full{text-align:center}.w-full{width:100%;max-width:100%}.w-33{width:33.333333%}.w-50{width:50%!important}.w-66{width:66.6666%!important}@media (max-width:992px){section .w-33,section .w-50,section .w-66,section .w-77{width:100%!important}}.dynamic-graphic-1:before,.dynamic-graphic-2:before,.dynamic-graphic-3:before,.dynamic-graphic-5:before,footer:before{content:"";width:500px;height:500px;max-width:500px;max-height:500px;position:absolute;left:calc(1360px + ((100vw - 1360px)/ 2) - 250px)}.grid--50-50{grid-template-columns:1fr 1fr!important}.grid--33-66{grid-template-columns:1fr 2fr!important}.grid--66-33{grid-template-columns:2fr 1fr!important}.grid--25-75{grid-template-columns:1fr 3fr!important}.grid--75-25{grid-template-columns:3fr 1fr!important}.grid--33-33-33{grid-template-columns:repeat(3,1fr)!important}@media (max-width:768px){.grid{grid-template-columns:1fr!important}}.grid{width:100%;display:grid;-webkit-column-gap:1.25rem;-moz-column-gap:1.25rem;gap:3rem;column-gap:1.25rem;grid-template-columns:repeat(4,1fr);margin:0 auto;max-width:var(--gridMaxWidth)}@media (width >= 48rem){.grid{display:grid;grid-template-columns:repeat(8,1fr)}}@media (width >= 75rem){.card-stripe-container .score-stripe .stripe-card-column{width:calc((100% - (var(--column-count) - 1) * 2.5rem)/ var(--column-count))}.grid{display:grid;-webkit-column-gap:2.5rem;-moz-column-gap:2.5rem;column-gap:2.5rem;grid-template-columns:repeat(12,1fr)}}.grid__item{-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;width:100%}.grid__item__full{grid-column:span 4}@media (width >= 48rem){.grid__item__full{grid-column:span 8}.grid__item__hidden__md{display:none}}.grid__item__hidden,.news_landing_page header{display:none}.grid__item__visible{display:inherit}@media (width >= 60.0625rem){.grid{display:grid;grid-template-columns:repeat(12,1fr)}.grid__item__full{grid-column:span 12}.grid__item__hidden__lg{display:none}.grid__item__visible__lg{display:inherit}}.full-bleed{margin:0 calc(50% - 50vw);width:100vw}.card-stripe-container{position:relative;background-size:100%;--column-count:1}.card-stripe-container.full-bleed .score-stripe{background-size:cover;background-repeat:no-repeat;max-width:100%;position:relative;width:100%}.card-stripe-container.full-bleed .score-stripe .container{margin:0 auto;max-width:var(--gridMaxWidth);max-width:1280px}@media (width >= 48rem){.grid__item__visible__md{display:inherit}.score-stripe .content-area.justify-center,.score-stripe .cta.justify-center,.score-stripe .subtitle.justify-center,.score-stripe .top-cta.justify-center{-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:stretch;-ms-flex-align:stretch;align-items:stretch}}.container p>a{color:#2165f6;font-weight:400!important}.fixed_download .download_tab{border-radius:1.5rem!important;top:20%!important}a.btn,a.btn:hover{border:1px solid #2165f6!important}.news_landing_page article{margin-top:9rem}.dynamic-graphic-5:before{background-image:url(/siteassets/images/graphics/dynamic-graphic-5.svg);top:-214px}.btn.btn--ghost,.modal_header.midnight_background{background:0 0!important}.dynamic-graphic-1.flip-graphic:before,.dynamic-graphic-2.flip-graphic:before,.dynamic-graphic-3.flip-graphic:before,.dynamic-graphic-5.flip-graphic:before{transform:scale(-1)}body .display,body h1{font-weight:500!important;font-size:3.5rem!important;line-height:calc(1rem + 16px)}.large_text,.md-display,body h2{font-size:2rem!important;color:#03183c}.pullquote,blockquote{font-weight:500!important;font-size:2rem!important;line-height:calc(100% + 16px);margin-bottom:0 0 1.5rem 0}a.btn:hover{filter:brightness(85%)!important;transform:scale(1)!important;text-decoration:none!important}.btn_small{font-size:14px;padding:.5rem 1rem!important}.pb-lg,.py-lg{padding-bottom:7.5rem!important}a.btn.btn-reverse,a.btn.btn-reverse:hover{color:#2165f6!important;border:1px solid #fff!important;background:#fff!important}.btn.btn--ghost{color:#2165f6!important}.btn:focus,.btn:hover,.btn_small:focus,.btn_small:hover,.login-btn:focus,.login-btn:hover,.nav-btn:focus,.nav-btn:hover,button:focus,button:hover{transform:scale(1)}body .midnight_background{background:linear-gradient(135deg,#081b66 0,#102c8c 50%,#183ab6 100%)!important}.alt-white-1-background{background-color:#f5fbe9!important}.alt-white-2-background{background-color:#e4fcff!important}.alt-white-3-background{background-color:#edf4ff!important}.blueprint-grad-bg{background:linear-gradient(to top right,#0062ff,#00358e)}.footer-nav_lower{padding-top:5rem}.pt-lg,.py-lg{padding-top:7.5rem!important}.intro-text.dynamic-graphic-2.flip-graphic::before{width:400px;height:400px;top:-230px}.dynamic-graphic-1:before{background-image:url(/siteassets/images/graphics/dynamic-graphic-1.svg);top:-267px}.dynamic-graphic-2:before{background-image:url(/siteassets/images/graphics/dynamic-graphic-2.svg);top:-212px}.dynamic-graphic-3:before,footer:before{background-image:url(/siteassets/images/graphics/dynamic-graphic-3.svg);top:-178px}.dynamic-graphic-2.flip-graphic:before{top:-287px}.dynamic-graphic-1.flip-graphic:before{top:-232px}footer:before{background-repeat:no-repeat}body .small_card{border:1px solid #e0e0e0;box-shadow:none!important}body .small_card:hover{transform:translateY(0)!important}@media (max-width:767px){.pb-lg,.py-lg{padding-bottom:5rem!important}.pt-lg,.py-lg{padding-top:5rem!important}}.large_card.quote_card.qa_card .keyline,.large_card.quote_card.qa_card .story_column{max-width:1120px!important}.large_card.quote_card.qa_card .keyline{width:1080px}nav.subnav ul{display:flex;flex-direction:row;gap:3rem;justify-content:end}.strip-header body .feature_header_container>.image_mask .img_container:before{background:linear-gradient(35deg,#000,transparent 75%)}.is-expanded .toggle-button{background:#e0e0e0!important}@media (max-width:1023px){body.feature_fade header{position:relative;top:65px;padding-bottom:0}.feature_fade article{padding-top:112px!important}#container{overflow-x:hidden}}.search_results .results_list li.search_result .list_detail time{top:unset}@media screen and (min-width:768px){.container .Form__Element.FormSelection,.container .Form__Element.FormTextbox{float:none;width:100%}.container .form_section .Form__Element.FormSelection:nth-of-type(2n),.container .form_section .Form__Element.FormSelection:nth-of-type(odd),.container .form_section .Form__Element.FormTextbox:nth-of-type(2n),.container .form_section .Form__Element.FormTextbox:nth-of-type(odd){margin-right:0;margin-left:0}}.form_embed{width:100%}.top{top:0}.left{left:0}.right{right:0}